Moving in with partner

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sarah120

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Post by sarah120 » Fri Oct 30, 2020 5:11 pm
Hi I have an iva I'm 2 years into. I'm planning on moving in with my partner soon and my universal credit claim will become a joint claim. I'm wondering how this will effect my iva. Will my income just go on half the universal credit award as its a joint claim? My debt has nothing to do with my partner so don't want him to miss out

Foggy

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Post by Foggy » Fri Oct 30, 2020 5:48 pm
You will need to do a completely fresh I&E as your partner will be contributing towards household expenses (which will also change). How the UC claim is divided will depend on your IP and how they decide to treat this --- I would suggest a chat before making any moves.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

sarah120

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Joined: Fri Oct 30, 2020 5:11 pm

Post by sarah120 » Fri Oct 30, 2020 6:22 pm
Thanks for that. The move will definitely be taking place, it's in the best interests of my children. Worried that they are going to demand even more from me even though my income will go down. I'm with credit fix and they are not interested in advising me about anything to be fair.
Do you know if my partner would have to declare his earnings to them? I've seen on a few posts that they can't make him....

Foggy

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Post by Foggy » Fri Oct 30, 2020 6:53 pm
Hmmm --- CF have a tendency to do things their own way ( and usually to their sole benefit ). Generally the partner is not obliged to divulge earnings -- these are usually only used to calculate the relative share of household expenses ( If he earns more than you, his share of household expenses will be higher, so your allowed expenses lower). If not disclosed they will assume a 50/50 split.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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