Melanie is right Gripper - you have made 3 posts under separate titles - give all information to Melanies team regarding yours and your wifes debts and loan agreements be it on HP or otherwise and they will then advise you appropriately - getting interim advice on specific individual points is not the answer. Give all the information to your chosen advisor or seak from another one or two advisors the advice, BUT they all need the facts of your/your wifes debts and details of your/your wifes income and total household expenditure. Good luck.
Last edited by
David Mond on Sun Jan 04, 2009 2:34 am, edited 1 time in total.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.