Foggy wrote:It is possible that they have withdrawn the facillity to pay over 10 months. Personally I feel it was a mistake of the court to ever rule that it should be included as a debt if not in arrears.
My council tax was excluded as a debt when I entered my IVA as it had never been in arrears. My IP pointed this out to me when the proposal was being drafted as it was something I would never have though of as it is just another utility bill in my mind.
kallis3 wrote:It's changed since then. I wonder whether or not insurance and normal utility bills will follow suit?
This is one of my worries, however, insurance should get away with it due to the £500 allowed credit clauses. Forcing debtors to go "Pay as you go" for metered utilities would only end up in less disposable income in the long run, so that might also be overooked.
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