My credit score it shows accounts linked to my IVA, the accounts are closed.

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by Sarahdsk59 » Sun Feb 11, 2018 11:07 am
Hi I’m due to end my Iva in March. I’ve looked on my credit score it shows accounts linked to my Iva showing balances. But the accounts are closed. Does this mean my Iva is nearly finished or will continue
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by Foggy » Sun Feb 11, 2018 11:17 am
It means nothing really. Your IVA will close when you have made your agreed payments. Have a read here for general info about credit scores: ... dit-record

Accounts will show for at least 6 years from the start of the IVA --- make sure the default dates are correct. Account balances and account status's are meaningless in an IVA as many creditors set up dummy accounts.
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Lisa Thomas
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by Lisa Thomas » Mon Feb 12, 2018 9:31 am
You might find this quick video I made about cleaning up your credit record useful but bear in mind academic until your IVA is completed:
Noddle and Clearscore are also free credit agencies to consider using:
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