my daughter needs to open a basic account

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helen.s

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Post by helen.s » Wed Jun 30, 2010 5:24 pm
my husband and i are in an iva and my daughter needs to open a basic account where can she go
 
 

MrsKnight

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Post by MrsKnight » Wed Jun 30, 2010 6:06 pm
Hi there n a warm welcome to the forum.

As you and your husband are in IVA - your daughter is not part of that. So therefore your daughter should be able to go anyway as she will be not linked to your IVA.
As Im not an expert Im sure others will advise you further.

PS: sorry by link crashed on posting so this may appear twice.[:)]
Last edited by MrsKnight on Wed Jun 30, 2010 6:22 pm, edited 1 time in total.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
 
 

kallis3

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Post by kallis3 » Wed Jun 30, 2010 6:36 pm
As long as your daughter has no financial dealings with you, then she can open a bank account.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

helen.s

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Post by helen.s » Sat Jul 03, 2010 9:20 am
she applied to the alliance and leicester and was refused
 
 

kallis3

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Post by kallis3 » Sat Jul 03, 2010 9:36 am
Get her to try the Co-op. A basic account can be opened over the phone or in a branch.

We are both in an IVA and daughter has been able to open a full bank account with Barclays (who were one of my creditors) change mobile phone provider, get car finance and a credit card.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

deb.ml

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Post by deb.ml » Sat Jul 03, 2010 8:48 pm
Hi,
I'm in an IVA and opened a Step Account with Natwest with no problems. It's basic with no cheque book but a visa debit card and direct debits. Went in branch and opened it or, obviously, it can be done online.
Good luck!
IVA started Sept 09. Glad to be on the way to being debt free
 
 

Sinking Fast

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Post by Sinking Fast » Sat Jul 03, 2010 9:18 pm
I would 2nd that. We are with Natwest, and they are 1st class. Couple that with the fact they are opening for longer, and on Saturdays, makes it the ideal choice for us.
 
 

Shining

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Post by Shining » Sat Jul 03, 2010 9:22 pm
another positive her for the Natwest, I've enjoyed this account and the customer care in branch. Hope daughter gets and account x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Sat Jul 03, 2010 9:42 pm
Have to say that daughter wasn't impressed with Natwest as they allowed her to open an account but then wouldn't upgrade it when they said they would.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Sat Jul 03, 2010 9:46 pm
I'm not looking for an upgrade so won't bother me, I have a full Smile account but still prefer the basic Natwest account. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

dw1983

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Post by dw1983 » Sun Jul 04, 2010 12:30 am
Another vote here for natwest step account very good service debit card and plenty of branches around all in all very happy with them
Iva completed
 
 

helen.s

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Post by helen.s » Mon Jul 05, 2010 6:54 pm
thats for your help will let you know the outcome!
 
 

kallis3

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Post by kallis3 » Mon Jul 05, 2010 7:00 pm
Hope she gets sorted Helen.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

helen.s

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Post by helen.s » Wed Jul 14, 2010 2:39 pm
thanks for support everyone she now has an accout with the abbey yyiiiiiippppppppppeeeeeeee!!!!!!!!!!!!!!!1
 
 

kallis3

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Post by kallis3 » Wed Jul 14, 2010 2:58 pm
Excellent! Really pleased for her.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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