My IVA ends Sept 1st 2010

Get expert opinion. This is the place for new questions to be posted.
32 posts Page 1 of 3
 
 

Lorraine.69

User avatar
Posts: 7
Joined: Tue May 11, 2010 7:47 pm

Post by Lorraine.69 » Tue May 11, 2010 7:47 pm
My IVA ends Sept 1st 2010 and i wondered if its the same process as the review? Just want to keep my papers all together. I have just got pregnant too but dont want to upset the apple cart and so want to continue with the iva as only a few months left. can you advise if DFD need the usual things and how long it will take to get my certificate of payment/conclusion of the IVA.
 
 

kallis3

User avatar
Forum Expert
Posts: 77173
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue May 11, 2010 7:53 pm
Hi Lorraine and welcom to the forum.

Well done on almost completing, and congratulations on the pregnancy.

I don't know what DFD need for the final months, but hopefully Declan from DFD will be along tomorrow to advise.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Tue May 11, 2010 9:40 pm
Hi Lorraine and welcome to the forum from myself too.

Congratulations on your pregnancy and as Kallis says Declan will pick up on this hopefully and advise accordingly. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

johnB

User avatar
Posts: 150
Joined: Fri Feb 19, 2010 3:25 pm
Location: United Kingdom

Post by johnB » Wed May 12, 2010 4:19 pm
Hi Lorraine69,

I was with DFD and my IVA ended in March 2010.

They intially asked for payslips and P60 etc. But when I emailed them to check (as they would not be putting payments up, as it would be ending) they said not to worry about the payslips etc! So to be honest it looks to be the same sort of process, just that they are not looking to review payments.

My Completion Certificate came about a month and a half after it had completed, however, I understand this is significantly quicker than most (can take 3 to 4 mths).

Declan from DFD is often on here and is very supportive and helpful if you need it.
 
 

Lorraine.69

User avatar
Posts: 7
Joined: Tue May 11, 2010 7:47 pm

Post by Lorraine.69 » Wed May 12, 2010 4:41 pm
johnB wrote:

Hi Lorraine69,

I was with DFD and my IVA ended in March 2010.

They intially asked for payslips and P60 etc. But when I emailed them to check (as they would not be putting payments up, as it would be ending) they said not to worry about the payslips etc! So to be honest it looks to be the same sort of process, just that they are not looking to review payments.

My Completion Certificate came about a month and a half after it had completed, however, I understand this is significantly quicker than most (can take 3 to 4 mths).

Declan from DFD is often on here and is very supportive and helpful if you need it.
THANKS JOHNB, KELLIS AND LESLEY. FOR ALL YOUR REPLIES AND SUPPORT. I REALLY APPRECIATE THEM, REGARDS LORRAINE [:)]
 
 

johnB

User avatar
Posts: 150
Joined: Fri Feb 19, 2010 3:25 pm
Location: United Kingdom

Post by johnB » Wed May 12, 2010 4:46 pm
You're nearly there Lorraine!!!

Well done for getting through it and Congrats re. pregnancy!
 
 

Lorraine.69

User avatar
Posts: 7
Joined: Tue May 11, 2010 7:47 pm

Post by Lorraine.69 » Sun May 16, 2010 11:42 am
Lorraine.69 wrote:
johnB wrote:

Hi Lorraine69,

I was with DFD and my IVA ended in March 2010.

They intially asked for payslips and P60 etc. But when I emailed them to check (as they would not be putting payments up, as it would be ending) they said not to worry about the payslips etc! So to be honest it looks to be the same sort of process, just that they are not looking to review payments.

My Completion Certificate came about a month and a half after it had completed, however, I understand this is significantly quicker than most (can take 3 to 4 mths).

Declan from DFD is often on here and is very supportive and helpful if you need it.
THANKS JOHNB, KELLIS AND LESLEY. FOR ALL YOUR REPLIES AND SUPPORT. I REALLY APPRECIATE THEM, REGARDS LORRAINE [:)]
Not had any comment from Declan yet so hope you are out there Declan?? I just wanted to know what paper work you require when my IVA ends - my first payment was 1 Sept 2005. Im now 31wks pregnant and my situation is still the same other than im on maternity leave now. What will be asked for (doc wise) and when will payments cease etc, also that wonderful document confirming its over! Cant wait for that to arrive. Phew, thanks lots all. x
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Sun May 16, 2010 11:49 am
Declan is busy today doing his bungee jump I do believe. We'll keep it bumped up for him Monday. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

User avatar
Forum Expert
Posts: 77173
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sun May 16, 2010 12:15 pm
Declan doesn't post during a weekend normally, it's only during working hours so I am sure he will be on tomorrow to pick this up.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

traceman

User avatar
Posts: 28
Joined: Thu Sep 11, 2008 11:22 am
Location:

Post by traceman » Sun May 16, 2010 4:25 pm
hi Lorraine , im also with dfd and my final iva payment is june, cant't see the point in sending wage slips in etc and doing another review but Declan will give us the correct info
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Sun May 16, 2010 5:34 pm
Congratulations to you too traceman and I believe to our expert poster Helen you're all nearly finished!
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

User avatar
Forum Expert
Posts: 77173
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sun May 16, 2010 6:13 pm
Excellent news Traceman and well done!

Can't believe you're nearly done Helen! Start saving for that storm chasing holiday!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom

Post by Julie » Sun May 16, 2010 6:17 pm
Huge congrats on nearly completing the IVA and having a baby!! [:)]

Declan will post tomorrow, as long as he's survived the bungee jump[:D]
 
 

Lorraine.69

User avatar
Posts: 7
Joined: Tue May 11, 2010 7:47 pm

Post by Lorraine.69 » Sun May 16, 2010 7:17 pm
lesley_ wrote:

Congratulations to you too traceman and I believe to our expert poster Helen you're all nearly finished!
 
 

Lorraine.69

User avatar
Posts: 7
Joined: Tue May 11, 2010 7:47 pm

Post by Lorraine.69 » Sun May 16, 2010 7:25 pm
[quote]Originally posted by Lorraine.69

[quote]Originally posted by lesley_

Congratulations to you too traceman and I believe to our expert poster Helen you're all nearly finished!


Hi Julie, Kallis and Traceman. Thanks for the replies. Traceman, cant believe your day is almost here. Its hard isnt it? Well done for going the distance. I found writing down my 60 payments on a chart and highlighting them every month really helped me see the end. Maybe that will help others. I promised myself a holiday afterwards as you just cant afford anything on an IVA but i am making do with a little miracle (baby) instead. [:)] Cant believe how lovely people are on here. Thanks again and to those who have a way to go, there really is light at the end of the tunnel. Keep going.

Hope Declan survived that bunjee jump and im sure it was in a good cause. I will await his expert advice in due course.

All the best to you all, xxx
32 posts Page 1 of 3
Return to “Ask IVA Forum and Industry experts”