Could you pretty please help me and give me some advice. I had IVA since dec. 2014. I have received an email, that my IVA has failed on 26 of October 2017. I wrote to the IVA people to ask how much do I still owe a to whom. They have send to me a list of my 5 creditors and told me, that non of the money I have paid over two years has ben also paid to my creditors..... I am broken... So I do owe 8000 pounds like at the beginning. They also have send a certificate of my IVA failure and they did not recommend bankruptcy. Problem is, that I did get a seasonal job over Christmas abroad. Now I did not speak to anybody about my situation and I am afraid, that they gonna block now my account abroad, where I should get my first wage. Or do they ask for CCJ ? Do I have some time left to put some money together, or I am done? I am not able to get to my mail in UK right now. I have only the email, but my creditors didn't wrote me jet. should I get some info also over the email, or they just will do what suits them? Thank you very much for your time.
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