They just want to know that you haven't been reckless.
Jackdaw wrote:That’s it though ... surely getting this much in debt is reckless :-/. We had holidays on credit etc as well as living beyond what we should have.
Didn't we all Jackdaw? Don't over think the narrative, just make a basic statement, reckless or stupid we all are guilty of one or/and the other. They don't want a 2 page narrative, mine was about 2 paragraphs at best.
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