doubt it happens in school.my youngest (10) thinks I can pay on a plastic card when I say I can't afford it.No concept that the money has to be there to take it (mother has also had this misconception in the past though[:I])As for a midwife asking that question??? Why would they? im sure they just about have the capacity to ask if baby and mum are ok and not do a finacial review in thier spare time cat
The FSA appear to have some grandious plans but i dont think it includes that. But who knows.
Extract from the site:
If you go on to the site they have a debt test Just answer a few simple questions about you and your finances, and we will tell you whether you should worry about how much you borrow;
give you some tips on how to avoid debt problems; and help you to tackle your debts if you are in trouble.