nationwide bank account

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floridaholiday

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Post by floridaholiday » Sun Aug 15, 2010 6:25 pm
does anybody know if we will be able to keep nationwide bank account in bankruptcy hope so as they have just upgraded our account and given us cheque book and debit card which makes life a lot easier
 
 

Skippy

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Post by Skippy » Sun Aug 15, 2010 6:33 pm
Nationwide aren't BR friendly now so I think that there's a good chance they will close the account as they will be notified by the OR. I had to send any chequebooks to the OR.

If they aren't one of your creditors I would recommend opening a Cashminder account with the Co-op as that comes with a debit card.
 
 

kallis3

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Post by kallis3 » Sun Aug 15, 2010 6:38 pm
I agree with Skippy.

I think Barclays are ok as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

floridaholiday

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Post by floridaholiday » Sun Aug 15, 2010 6:39 pm
Thanks skippy do you get a cheque book with the co-op only we pay or landlord by cheque and we live nowhere near a co-op branch to go and have a cheque made out to him
 
 

kallis3

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Post by kallis3 » Sun Aug 15, 2010 6:41 pm
With a basic account I don't think you do.

Could you pay him cash or do it by bank transfer?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Sun Aug 15, 2010 6:54 pm
Natwest do a basic account with a cheque book. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Sun Aug 15, 2010 6:57 pm
If Nationwide aren't BR friendly it might be as well if FH tried to apply for another account now.
Last edited by kallis3 on Sun Aug 15, 2010 6:58 pm, edited 1 time in total.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

floridaholiday

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Post by floridaholiday » Sun Aug 15, 2010 7:04 pm
Thanks I will try Natwest as I would really prefer to have a cheque book
 
 

Shining

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Post by Shining » Sun Aug 15, 2010 7:11 pm
I originally opened the Step Account and it was upgraded to current plus but I've just checked and you can apply for the account online but can't see if it credit checks you? I guess I've had mine just over a year but I think it was upgraded via time at bank and keeping account in good order rather than a credit check. Might be worth asking them x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

floridaholiday

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Post by floridaholiday » Sun Aug 15, 2010 7:29 pm
Just applied online and been refused by Natwest saying have to be discharged Bankrupt but only in IVA at mo
 
 

kallis3

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Post by kallis3 » Sun Aug 15, 2010 7:32 pm
Perhaps you should speak to them? Sometimes it is better to apply either over the phone or in branch.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Sun Aug 15, 2010 7:33 pm
Oh not good! As Kallis says sometimes face to face they can override the computer says 'no' x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

31101932

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Post by 31101932 » Sun Aug 15, 2010 9:28 pm
Regarding counter cheques, Nationwide now charge £10 for this service.

I believe that some other banks also charge for this service.
 
 

Skippy

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Post by Skippy » Sun Aug 15, 2010 9:29 pm
When did that change, as I know they used to be free?
 
 

31101932

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Post by 31101932 » Sun Aug 15, 2010 9:52 pm
If I recall correctly this charge was implemented in early June this year.

I used to pay my rent by cheque, but now I must pay by cash.

Not quite as convenient, but my landlord does not have a problem with this.
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