Nearly done

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Sally1966

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Post by Sally1966 » Sun Jul 01, 2018 7:09 am
My 5 years are up last payment made DD cancelled . I have been passed to the closure team so hopefully in 6 months I will have my completion certificate . I’m glad I chose this route I’m not saying it’s been easy sometimes it’s been bloody hard but I’ve got there . I’ve learned lessons if I haven’t got the money I can’t have it simple no way will I be in this position ever again . This forum has been a god send I don’t post a lot but I read it a lot x

abbiesmum2003

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Post by abbiesmum2003 » Sun Jul 01, 2018 7:15 am
Congratulations!
We made our last payment on June so also waiting for certficate (long story but my posts are here if you are browsing!!!)
Hope you get your CC soon! Well done

Sally1966

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Post by Sally1966 » Sun Jul 01, 2018 7:22 am
I recall seeing your posts at the time Abbiesmum I think we were about the same time . Hope your certificate is not too long and well done too

kallis3

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Post by kallis3 » Sun Jul 01, 2018 7:50 am
Well done on reaching the end!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Sun Jul 01, 2018 8:29 am
Well done Sally --- hope that certificate isn't too long in coming.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

plasticdaft

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Post by plasticdaft » Sun Jul 01, 2018 9:34 am
Well done. Its never an easy process to go through, budgeting for a 5 year period can be a struggle as life throws things at you.

As for learning lessons throughout you arent wrong.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.

esgt1967

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Post by esgt1967 » Mon Jul 02, 2018 4:50 pm
plasticdaft wrote:
Well done. Its never an easy process to go through, budgeting for a 5 year period can be a struggle as life throws things at you.

As for learning lessons throughout you arent wrong.

Paul
We have had to do 6 years, finishing in December so the end is in sight! Well done to those that have survived like us, it hasn't been easy but we are so looking forward to being debt free and having some money to spend on ourselves and our house which has completely gone to rack and ruin due to lack of funds. Will still be budgeting properly though and recording every single penny spent... :lol:

kallis3

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Post by kallis3 » Mon Jul 02, 2018 5:02 pm
Well done - have a bit of a holiday now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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