Don't worry Aquamarina
At least you are doing something positive and addressing the problem.
My problems were due to me being a complete idiot and making a fair few stupid consolidation decisions.
Just pay what you can, knowing that you are trying to do the best you can. It's not like you deliberately ran up debt, then wanted to avoid repaying it.
I thought my dad would call me all the names under the sun when i told him i'd gone into an iva and told him i had run up £38k of debt. He still wonders how i managed it
Later on he came out and said "It's probably one of the best decisions you've ever made.
At least you will be sorted and have a clean slate, rather than fighting minimum payment "fires" and wondering who is calling you all the time and where the money is going to come from. That kind of pressure isn't good for anyone.
I kind of thought my dad would think that i was a bit of a failure to have done what i did, but i guess it's how you react to bad situations that really counts. It shows a bit of character to make hard decisions and follow them through.
He now says that he's proud that i've stuck to it and now i have just over 1 year until i complete.
You'll get over the guilt thing soon enough, you'll realise it's all for the best.
Then with each payment you'll slowly start to feel a bit better about things.