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laleanne1

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Post by laleanne1 » Sun Aug 22, 2010 9:46 pm
My mum has just been diagoinsed with cancer and is looking at surgery in the next two weeks, what i want to know is i have 15 payments left totalling £3000 but with me being in a different city and not driving and also will need to take a few weeks off unpaid leave to help look after her whether it would be possible to take a 6 months payment break or to ask if they will accept the amount so far as final payment which is £9000 of £1200 it will be once finished.

The only reason for this is with takin unpaid leave and extra travel costs i could really do with this being over now.

Really would like advice on what you think the best option would be?
laleanne1
 
 

Adam Davies

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Post by Adam Davies » Sun Aug 22, 2010 9:55 pm
Hi
I would think that given your circumstances that your creditors may well accept payments to date as full and final and conclude your IVA
Speak with your IP
Regards
Andam Davies
 
 

laleanne1

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Post by laleanne1 » Sun Aug 22, 2010 9:59 pm
Thanks

Thats the 1st thing im going to do in the morning its just been such a shock but as you know when its comes to mothers if i need to take two months off work to look after her thats what i have to do...only get one mum,
laleanne1
 
 

Shining

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Post by Shining » Sun Aug 22, 2010 10:03 pm
I'm so sorry to read about your Mum and what a lovely person you are, I admire you totally.

I hope your IP is sympathetic and it would be lovely for you to let us know how you get on?
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Skippy

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Post by Skippy » Sun Aug 22, 2010 10:05 pm
I'm so sorry to hear about your mum. Good luck with your IP, and please let us know how you get on xxx
 
 

laleanne1

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Post by laleanne1 » Sun Aug 22, 2010 10:07 pm
Thanks guys,

A bit nervous about making the call tomorrow but hoping it works out and will let you all know.xx
laleanne1
 
 

laleanne1

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Post by laleanne1 » Sun Aug 22, 2010 10:13 pm
I'm with Grant Thorton was with debt matters....does anyone know how they are i've not had much to do with them really they just took the IVA over and nothing changed so not had much contact as had no issues it was all done really smoothly.
laleanne1
 
 

Skippy

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Post by Skippy » Sun Aug 22, 2010 10:19 pm
Grant Thornton have a very good reputation so I'm sure you'll be fine x
 
 

Shining

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Post by Shining » Sun Aug 22, 2010 10:20 pm
I'm not personally with them but I'm sure others are and hopefully someone will comment.

Try not to be nervous and I do realise it's easy for me to say that but I sincerely hope things are sorted for you x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

plasticdaft

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Post by plasticdaft » Sun Aug 22, 2010 10:36 pm
This is where people must remember than IP's are human beings,however sometimes the staff below them are afraid to bother them with matters like this. Make sure you talk to your IP and I am sure you will get a positive outcome. Wish your Mum luck with the surgery,and you are very correct with the 1 mum statement.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

laleanne1

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Post by laleanne1 » Mon Aug 23, 2010 10:03 am
So spoke to Grant Thornton this morning and the vairtion team will be calling back tomorrow evening to go through things to see if i can end my IVA now.

The lady on the phone didi mention that if it cant be done i could maybe take a 4month of 12 month payment break and just add it to the end so fingers crossed we can get somthing sorted. Will keep you poste
laleanne1
 
 

Skippy

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Post by Skippy » Mon Aug 23, 2010 10:36 am
That sounds positive. I hope you have some good news tomorrow x
 
 

laleanne1

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Post by laleanne1 » Tue Aug 24, 2010 6:04 pm
Ok so good news got a ten month payment break starting from now
laleanne1
 
 

kallis3

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Post by kallis3 » Tue Aug 24, 2010 7:11 pm
Excellent news laleanne.

Hope your mum recovers.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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