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Lauren1995

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Joined: Sun Jul 07, 2019 7:42 pm

Post by Lauren1995 » Mon Apr 04, 2022 8:20 am
So today I was paid rest of my holidays from 21-22 that I can’t take due to Covid and not being enough staff if people took their holidays. I know your allow to keep 10% but what happens with the rest would they happily let me keep it or share it 50/50 which seem pretty unfair cos it was something I wasn’t able to use due to Covid.

Foggy

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Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Mon Apr 04, 2022 8:42 am
Firms seem to be taking different approaches on this. Personally, my thoughts are that you should be able to keep it, if it was not funded by a credit card which is now part of your IVA, and was paid for from your income -- it is not "Extra" income, but is money you put aside yourself.

If, say, you purchased a dress from the High Street, paid for it from your available expense allowances, and then, after a week or so, decided it isn't quite "you" and returned it for a refund -- that money would be yours.

But ... much will depend on when and how the holiday was paid for, in relation to your IVA.

EDIT --- apologies -- having re-read the post ---- this is holiday pay you are talking about, is it ? If so, this is money you would not have had ordinarily and could be counted as extra income. Therefore you would get to keep an amount equivalent to 10% of your usual take home pay and then split the rest 50 / 50 with the IVA. However, some IPs will look at this on an annual basis and allow you to keep an amount up to 10% of annual salary on a cumulative basis.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Lauren1995

Posts: 120
Joined: Sun Jul 07, 2019 7:42 pm

Post by Lauren1995 » Mon Apr 04, 2022 9:38 am
So I rang them and they ask me to sent my payslip so I did and this is what it said …..Hi, thank you for getting in touch. This is an automatic reply to inform you that we have received your email and one of our case officers will get back to you within the next 3 working days. If you have not already submitted your last 3 months bank statements/proof of income for your Annual Review, we will require this information to complete your review.
Did I need to send statement and proof and Income

Foggy

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Posts: 33336
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Mon Apr 04, 2022 10:20 am
Mon Apr 04, 2022 9:38 amLauren1995 wrote:
So I rang them and they ask me to sent my payslip so I did and this is what it said …..Hi, thank you for getting in touch. This is an automatic reply to inform you that we have received your email and one of our case officers will get back to you within the next 3 working days. If you have not already submitted your last 3 months bank statements/proof of income for your Annual Review, we will require this information to complete your review.
Did I need to send statement and proof and Income
Sounds like a stock, generic, reply. Wait for a decent response.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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