Thu Jul 11, 2019 9:00 pmLauren1995 wrote:That sounds reasonable and they can always budge a little if they need to - they added £30 a month to mine so it doesn’t always mean it will be an outright no they do like to consider modifications if you can afford it.Thu Jul 11, 2019 1:27 pmHultonlady19 wrote:They are gonna offer £104 and 12.80p/£ all altogether my debt is 20,000Thu Jul 11, 2019 12:38 pmLauren1995 wrote:My total debt was £50k though so I’m sure you will be fine Lauren - and I get paid enough to cover the higher dividend so they base the offer on what you can afford not what they think creditors will only accept x
Mine is £14,000 Natwest loan plus my other creditors. mine is 12.80p/£ kinda worried now but im on about £1000 monthly wage. scared are not being accepted but im happy for you. well done. meeting is 23rd at 1pm
Thu Jul 11, 2019 9:45 pmHultonlady19 wrote:I don’t mind adding another £50 but CF wanted to keep the payment low enough for me, but yeah I don’t mind any modificationsThu Jul 11, 2019 9:00 pmLauren1995 wrote:That sounds reasonable and they can always budge a little if they need to - they added £30 a month to mine so it doesn’t always mean it will be an outright no they do like to consider modifications if you can afford it.Thu Jul 11, 2019 1:27 pmHultonlady19 wrote:They are gonna offer £104 and 12.80p/£ all altogether my debt is 20,000
My total debt was £50k though so I’m sure you will be fine Lauren - and I get paid enough to cover the higher dividend so they base the offer on what you can afford not what they think creditors will only accept x
Thu Jul 11, 2019 10:14 pmLauren1995 wrote:I think you will be fine Lauren. Our debt was around 40K and only my husband works. We have 3 children and our monthly payment is £89 a month on a 40k salary. We did have to do 6 years instead of 5 due to the low monthly payment though.Thu Jul 11, 2019 9:45 pmHultonlady19 wrote:I don’t mind adding another £50 but CF wanted to keep the payment low enough for me, but yeah I don’t mind any modificationsThu Jul 11, 2019 9:00 pmLauren1995 wrote:That sounds reasonable and they can always budge a little if they need to - they added £30 a month to mine so it doesn’t always mean it will be an outright no they do like to consider modifications if you can afford it.
They are gonna offer £104 and 12.80p/£ all altogether my debt is 20,000
Mon Jul 15, 2019 7:53 ammumof3 wrote:That’s good. Thank you for your kind wordsThu Jul 11, 2019 10:14 pmLauren1995 wrote:I think you will be fine Lauren. Our debt was around 40K and only my husband works. We have 3 children and our monthly payment is £89 a month on a 40k salary. We did have to do 6 years instead of 5 due to the low monthly payment though.Thu Jul 11, 2019 9:45 pmHultonlady19 wrote:I don’t mind adding another £50 but CF wanted to keep the payment low enough for me, but yeah I don’t mind any modifications
That sounds reasonable and they can always budge a little if they need to - they added £30 a month to mine so it doesn’t always mean it will be an outright no they do like to consider modifications if you can afford it.
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