Stressing again - my main creditor with 38% is a credit union, paid for over 12 months directly from my wages. Having read through I note that not a lot of people have this type of loan and it’s possible because it’s a members contribution type they will refuse the Iva - any advice ? Aperture said it would come down to them and to cross my fingers !
Of all my creditors, 15 in total, only two actually voted in the creditors vote, one was a credit union and the other was Everyday Loans, both said yes to the proposal.