New build help to buy after Iva

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AL28

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Post by AL28 » Mon Jun 24, 2019 4:16 pm
Hi and sorry if this has been said hundreds of time but I am shortly coming to the end of my Iva (Iva start 25/06/2013) and then waiting until it drops off my credit file 6th year which is actually tomorrow!! Thank god! Question is when would I be able to apply for a mortgage and have a realistic chance of getting approval? I have been assured by aperture that my completion certificate will finally be here within a week although actions speak
louder than words.

Foggy

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Post by Foggy » Mon Jun 24, 2019 4:37 pm
If you get the certificate within a week it would count as a modern miracle -- we shall see.

Ryan has some contacts with HtB providers: memberlist.php?mode=viewprofile&u=18488
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

AL28

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Post by AL28 » Mon Jun 24, 2019 4:44 pm
I have been pestering them for the past 3 months and sent an email to my ip to rush it on. Hopefully they will live up to their word!
Thanks for the link. Should I wait for the completion certificate or see how the land lays now? I don’t want to rush as want to do it right

Ryan

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Post by Ryan » Mon Jun 24, 2019 4:53 pm
We have access to High Street Lenders who will look to lend under the Help to Buy once your Completion certificate has been issued. Feel free to contact us now though so that we can get everything in place for then so that we can get an Agreement for you as soon as possible.

Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page

AL28

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Post by AL28 » Mon Jun 24, 2019 5:11 pm
That’s great Ryan thanks. Should I just phone your number on website? I’ll give you a ring in the morning with my details etc
Thanks again

luluj

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Post by luluj » Tue Jun 25, 2019 4:25 am
Either phone or email, Ryan's team will be ready to respond and help you in the next journey of your life. Good luck x
Sharing from experiences of dealing with debt

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Shaun Vickery

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Post by Shaun Vickery » Tue Jun 25, 2019 10:17 am
Now would certainly be a good time to start looking at it and there will be lenders willing to consider an application.
Highly Commended at the British Mortgage Awards. For individual mortgage advice go to http://clients.theselectpartnership.co.uk/

AL28

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Post by AL28 » Tue Jun 25, 2019 11:07 am
Going to give him a call now! Would you believe it I’ve had an email from aperture and they’ve sent me my completion certificate! Feels amazing 6 of the hardest years over. Just a few loose ends to tie up with bpf having a wrong default date then my file should be squeaky clean. Emailed insolvency register today and they will remove the Iva within 3 days too! Result!!

Shaun Vickery

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Post by Shaun Vickery » Tue Jun 25, 2019 11:09 am
Excellent, congratulations.
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Ryan

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Post by Ryan » Tue Jun 25, 2019 11:41 am
Coming off the register in 3 days is great news - just shows they can do it, that should give hope to others.

Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page

luluj

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Post by luluj » Wed Jun 26, 2019 1:47 am
Can I suggest you save that email and print several copies of your certificate... you may need it in the future.

Well done and good luck with your next mission !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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