My circumstance is that my wife has left me but with young children she is expecting me to still pay for the mortgage as she cannot work even though we are now separated. For the sake of my children I am prepared to do this but will the creditors except that.
Creditors will expect to see a revised I&E, so that they can determine whether your new offer is reasonable. We cannot confirm that your creditors will accept a revised offer, as we have no detailed knowledge of your case, but if it is the best offer you can make then you ought to be in a favourable position.