New IVA & Question over childcare costs

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LJColeman

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Joined: Mon May 10, 2021 9:08 am

Post by LJColeman » Thu May 27, 2021 10:55 am
Hi all,

I had my IVA accepted yesterday & i cannot even begin to explain how much relief i feel. Finally i can get my life back on track and stop thinking about my debt every second of the day.

However, I could do with some advise on one of the terms of my IVA:

One modification made was that I needed to apply for Tax free childcare/Proof of childcare vouchers. This needs to be done within 3 months of my IVA application being accepted.

(To give some background, I have a 2.5 year old child & i pay £265.00 a month for pre-school). My Wife receives Universal credit so it was my understanding we would not get any further childcare support).

My question is, how to i apply/ what do i do if we are not entitled?

Many thanks in advance for any help.

Foggy

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Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Thu May 27, 2021 11:03 am
I imagine this is what they are talking about : https://www.gov.uk/30-hours-free-childcare

The request is that you apply --- if you do not get it, at least you have done as asked and applied.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Jo.c89

Posts: 22
Joined: Tue Feb 25, 2020 5:01 pm

Post by Jo.c89 » Thu May 27, 2021 11:09 am
Hi! My son is 2 and he’s been going to nursery since before my Iva so I already had tax free childcare. It’s basically a government scheme where for every 80p you pay in to childcare, the government give you 20p. So my nursery fees are £756 a month but with the government help I only pay £605. https://www.gov.uk/get-tax-free-childcare This is the website to get you started. Me and my boyfriend both work 40 hours a week and we still got accepted for it. Hope this helps!

LJColeman

Posts: 9
Joined: Mon May 10, 2021 9:08 am

Post by LJColeman » Thu May 27, 2021 11:20 am
Thank you both for such quick replies,

Much appreciated. I will crack on with it now and see how i get on!

Kind regards

LJColeman

Posts: 9
Joined: Mon May 10, 2021 9:08 am

Post by LJColeman » Thu May 27, 2021 11:30 am
I have just followed the link above to apply for the account, This was the response:

Not sure what else i can do?


' You're not eligible for tax free child care or 30 hours free childcare if your partner isn't either in paid work or on a qualifying benefit '

Foggy

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Posts: 33038
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Thu May 27, 2021 11:32 am
Thu May 27, 2021 11:30 amLJColeman wrote:
I have just followed the link above to apply for the account, This was the response:

Not sure what else i can do?


' You're not eligible for tax free child care or 30 hours free childcare if your partner isn't either in paid work or on a qualifying benefit '
Screenshot it and send it to your IP --- you did as requested and tried.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

LJColeman

Posts: 9
Joined: Mon May 10, 2021 9:08 am

Post by LJColeman » Thu May 27, 2021 11:45 am
Thanks Foggy, I shall do just that.

Thank you again. Just finding my feet with all the IVA terms etc but feeling less stressed already.
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