New Windows

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Dusty56

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Post by Dusty56 » Sun Aug 19, 2018 2:40 pm
Hi
I have been saying to my mum for a while we could do with new Windows at our house. So to cut a long story short she has said to me yesterday "me and your dad will give u some money for new Windows before winter comes" they have no idea about my iva what will happen if she gives me money? She will know if I don't have the Windows done thanks in advance

Foggy

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Post by Foggy » Sun Aug 19, 2018 2:45 pm
Better you think of a way to get her to pay for the windows herself, rather than transfer any into your account.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Dusty56

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Post by Dusty56 » Sun Aug 19, 2018 3:03 pm
Foggy wrote:
Better you think of a way to get her to pay for the windows herself, rather than transfer any into your account.
Thanks I have just thought I could get her to pay company her self

luluj

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Post by luluj » Sun Aug 19, 2018 4:39 pm
I am sure your IP would understand if you explained the money was only available for new windows.
As foggy suggests the easiest way is get her to pay direct to the company though.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Lisa Thomas

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Post by Lisa Thomas » Mon Aug 20, 2018 8:40 am
Perhaps instead she could use the money to gift you a lump sum in order for you to put forward a F&F offer to end your IVA early?

Definitely worth exploring...
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

kallis3

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Post by kallis3 » Mon Aug 20, 2018 9:04 am
Problem with that is, she doesn't know about the IVA and I can't see the OP being able to get credit for windows.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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http://kallis3.blogs.iva.co.uk

Lisa Thomas

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Post by Lisa Thomas » Mon Aug 20, 2018 1:51 pm
Of course but this is potentially an opportunity to end the IVA early, take control of the OPs finances again and save up to pay for windows themselves, as they would no longer be having to pay the IVA contributions.

As I said, it's worth exploring but depends on the circumstances and the OPs preference.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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