It will remain on your credit record for the full six years from the start.
You should have a letter of completion from your IP.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
The Notice of Full Implementation is what we generally refer to as the Certificate of completion ... in fact it is just a bit of paper with a paragraph on it saying the IVA is over. You should have already got this, along with a final report of distibution to creditors and a copy would have been sent to the Insolvency Service to remove you from the Insolvency Register --- have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record
Check to see it you have already been removed -- which would indicate if the Notice was issued.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/
Thanks everyone, I have searched on the insolvency register and I am not on there.
I use clearscore and Experian but my credit score is obviously still poor due to being within 6 months of the start date of the IVA.
I was able to obtain a mortgage last year but the interest rate is high. The reason I wondered about the IVA coming off my file is so that I am able to go to the high street for a better rate early 2020.