amanda296 wrote:Will i in trouble for not telling them it was doing overtime even though i payed it into my iva ...... there will be a logg of loads of calls and emails for people to contact me, it was only yesterday i spoke to someone who told me what i needed to do, i told her background that i had been helped to make payment, it was her who said need up to date payslips rather than the one from june when i & e was done to put forward my off of full and final settlement.
The trouble is that you didn't pay the overtime into your IVA -- you used it to make up the full agreed amount. Overtime has to be accounted for, and paid, in addition to the full agreed monthly payment. Hopefully your IP will work with you to sort this out as their lack of communication hasn't helped matters.
amanda296 wrote:It is so confusing i was reading paperwork and said first10% you can keep and anything over that you go 50/50 but they had it all ..... my head is mashed lol
I know it is confusing but you have to keep usual income and overtime apart -- pay the regular £150 from regular pay. Then from the overtime you should take off (and keep ) 10% of normal pay, in your case £75 (10% of your usual £750) and split the rest 50 / 50 with the IP.
So in the three months you mentioned earlier:
808 ---- 750 of this is normal pay so 58 overtime --- less than the 10% you are allowed to keep. So only regular payment of £150
865 --- 750 of this is normal pay so 115 overtime --- less the 75 you are allowed to keep is 40, so 20 extra to the IP. So total payment of £170
744 ---- No overtime only regular payment of £150
So in those three months they are only £20 short.
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