Fresh out of Picasso's though and no chandeliers. Don't have any assets to speak of at least nothing worth selling unless the OR is into car boot sales!
Thank god my knicker drawer is safe from prying eyes at the moment then. He/She might get more than they bargained for!!
Can anyone give me some advice about a basic bank account and when is the best time to open it?
Direct debits and a visa electron card, no charge and easy deposits/withdrawals at any post office......great little account, unless of course, co-op is one of your creditors...
They have phone and online banking too.
I always had the feeling that if a creditor bank gave you a basic account, then one day, be it 10/15years down the road, you may be in a stage (credit card/savings/insurance/loans) where you may in theory be paying back a creditor through interest/charges on new products!
Of course I understand the once burnt, twice shy theory of creditors too!
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