Old debt resurfacing post IVA

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mick524

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Post by mick524 » Sat Nov 16, 2019 7:21 pm
Hi we were in an Iva with Mitchell and farrer it finished maybe six years ago. We no longer have the completion certificate and the company has gone into liquidation. Recently a debt company has contacted us asking for money from an old debt which was included in the Iva.
What can we do about this

kallis3

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Post by kallis3 » Sat Nov 16, 2019 7:29 pm
Hopefully you can find out who took over. Your debt will have been covered in your IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Sat Nov 16, 2019 7:31 pm
There seems to be a new tend of firms getting hold of old debts and just trying it on to see if someone will pay up when asked. At this stage I would be inclined to ignore them to see if they follow up. In the meantime see if you can get gold of copies of your old paperwork --- maybe the county court will still have a copy (back along local courts were involved) or even the Insolvency Service themselves.

CreditFix bought the Mitchell Farrar caseload, they may know where the old files went.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

Foggy

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Post by Foggy » Sat Nov 16, 2019 7:33 pm
The liquidators were: James Miller (IP No. 21290) and Keith Marshall (IP No. 9745) both of RSM Restructuring Advisory LLP, Central Square, 5th Floor, 29 Wellington Street, Leeds, LS1 4DL. They may have som clues as to the resting place of old files.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

Lisa Thomas

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Post by Lisa Thomas » Mon Nov 18, 2019 10:06 am
It's possible the debt is statute barred in any event, if it's been more than 6 years since any attempts to collect it.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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