Are you sure you have been fully advised of all the options, and given sufficient time to consider whether you are doing the right thing?
Why don't you just post the documents to this company in your own time if you are feeling pressurised by the presence of a courier.
And why not take a second or third opinion before committing, just to compare the options discussed and also the level of client service. There is usually more that one option, and time spent now - perhaps in discussions with other professionals - can save an awful lot of pain and heartache at a later stage.
I am assuming that you are going for an IVA as opposed to a DMP as Baines and Ernst only do DMP's and will pass your details on to Blair Endersby who are there sister company.
Baines and Ernst will more than likely charge you to pass you on to them so you may be better going with someone else entirely. You can see various reviews on www.iva.com to compare companies and please take advice from at least 3 IP's before proceeding as you will be tied in to a 5 year arrangement and it is very important that you are happy with your chosen company. Can I also add I am with Blair Endersby and I personally would not recommend them as they do not offer a very helpful service when you need assistance - Great at first though.
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