You may find you have a problem with your gambling. Have you sought help with this?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
In my opinion - the fact your payments have been maintained will be in your favour. You know you have a gambling habit - think you will need to demonstrate what steps you are taking to reduce the risk of this becoming even more serious, resulting in inability to pay.
They may ask for explanation on how you have afforded it and maintained a lifestyle in an iva- are all your direct debits up to date or have you missed any ?
Be open and honest and see where it gets you - you cannot undo what is done, but you can change the future ..
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
I agree with Luluj --- you might be asked to take steps to stop gambling creeping up on you until it becomes a problem and they might also monitor spending more closely for a while. You haven't breached the agreement yet, but need to take steps sooner, rather than later, to stop the chances of this happening.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
