We have been on an interest only mortgage for many years now and are looking to re mortgage to a repayment mortgage. Our mortgage is due to be paid in full in 8 years but we do not have the capital to repay this. We were wondering if we could start looking around now for possible companies who would let us remortgage or would it be better to wait until after July 2018 which would be the 6 years after our IVA began.
any guidance on this would be highly appreciated.
They are in yellow, towards the bottom. Click on their names and their profile details will be displayed.
You would have more choice of lenders if you wait until the 6 year mark and the files have cleared, but, you can start the spade work now --- summer will be here before we know it !
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