Over the moon

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Jasmin.75

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Post by Jasmin.75 » Fri Jan 10, 2020 2:17 am
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Finally received confirmation via email that my husband and i have successfully completed our iva😀...i cannot contain the happiness i am feeling! Oct2012 we started our iva, unsure if we made the right decision, looking back, it has been a roller coaster ride but hey, there is a light at the end of the tunnel!
And i would like to take this opportunity to thank everyone in this forum that have helped me in soooo many ways, you are all amazing!
For those who are in iva and are just starting, make sure that you are always honest in anything you disclose, be one or even two step ahead of the process, ( like if you are due with your annual IE, get it ready and make sure you email them soon as you send them by post and if you post them make sure have them signed for; have a dedicated notebook for any calls you make and subject discussed and ask for the persons name)
These are only a few of what i did😅...and always always ask in this forum of your concern, you will surely receive a very much needed and helpful reply.
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luluj

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Post by luluj » Fri Jan 10, 2020 5:51 am
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Brilliant news and now it's time to go grab life and start a fresh .... the forum will always be here for you should you need any support.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Foggy

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Post by Foggy » Fri Jan 10, 2020 7:46 am
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A new year, a new decade, a new life .... and debt free !!!

Congratulations :-)

Onward and Upward.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Lisa Thomas

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Post by Lisa Thomas » Fri Jan 10, 2020 9:07 am
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Congratulations!
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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kristian

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Post by kristian » Fri Jan 10, 2020 5:42 pm
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Hello Jasmin.75 is this the actual completion certificate or just an email confirming its on it's way. As we know Aperture are not to be trusted with anything!
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Marty171

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Post by Marty171 » Fri Jan 10, 2020 6:51 pm
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Congratulations great news :)
IVA Started 07/07/2017
F & F Accepted 06/09/2019
Completion Certificate 16/12/2019
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Jasmin.75

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Post by Jasmin.75 » Sat Jan 11, 2020 11:09 pm
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Fri Jan 10, 2020 5:42 pmkristian wrote:
Hello Jasmin.75 is this the actual completion certificate or just an email confirming its on it's way. As we know Aperture are not to be trusted with anything!
Hi Kristian,
It’s an email... here is the content..

Hello
Congratulations! I am pleased to advise that your IVA successfully completed today.

A copy of your Final Report and Certificate of Completion will be issued to you and the Registrar notified of the successful completion of your arrangement. Please allow approximately 2-3 weeks for your final report to reach you.

I still have to wait for the written letter of completion but for now this email is good enough.
How about you?
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kristian

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Post by kristian » Mon Jan 13, 2020 12:39 pm
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Thanks Jasmin.75,

Hopefully I will receive a similar email sometime this year once I've raised sufficient funds to cover the final payment.
:wink:
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katana2471

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Post by katana2471 » Fri Jan 31, 2020 10:56 pm
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My completion certificate arrived today
I'm also buzzing
It took 5 months after my last payment.
But worth the wait
I'm so excited to be debt free at last
Good luck and bloody well done x
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luluj

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Post by luluj » Sat Feb 01, 2020 6:32 am
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Great news katana
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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lisakent86

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Post by lisakent86 » Thu Mar 12, 2020 12:34 pm
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Congratulations. I am also here to have the solutions for my bad credit score.
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Foggy

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Post by Foggy » Thu Mar 12, 2020 12:49 pm
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Thu Mar 12, 2020 12:34 pmlisakent86 wrote:
Congratulations. I am also here to have the solutions for my bad credit score.
Lisa, have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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