Lisa Thomas wrote:Out of interest if you have no assets, why did you choose IVA over Bankruptcy?
yes avoiding term bankruptcy, but option still open if iva fails, but looking forward through iva setup, if it goes well and successful update, which is fixed meeting next month, will update progress, thx all
Lisa Thomas wrote:Bankruptcy was likely to have been better for you on assumption you have 5 year IVA.
Sometimes just down to a matter of personal choice, Lisa. When I went into my IVA, on paper, a bankruptcy would have been faster, cheaper and altogether less painful. But my intention was to repay as much as I could so I chose the IVA route.
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