Hi all ,
Mr girlfriend who I live with has entered an IVA is this something can affect my own IVA payment as we live together so both our incomes were included in my income and expenditure . It’s just my review is coming up in March/April time so I like to be prepared for them !
Her income in your I&E should only have been for the purposes of calculating the fair share of the household expenses, which will still stand if she enters an IVA. As far as I know, except in extreme cases where a second income is required to make a viable repayment, only Payplan combines incomes to make up the repayment amount -- or at least they used to.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
I’m not happy with them as it is really... they just don’t seem to understand how my payment structure In my employers works and they are just taking a look at my whole earnings rather than what my basic pay is