Partner entering IVA

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by Pigger479 » Sat Jan 12, 2019 11:52 am
Hi all ,
Mr girlfriend who I live with has entered an IVA is this something can affect my own IVA payment as we live together so both our incomes were included in my income and expenditure . It’s just my review is coming up in March/April time so I like to be prepared for them !
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by Foggy » Sat Jan 12, 2019 11:56 am
Her income in your I&E should only have been for the purposes of calculating the fair share of the household expenses, which will still stand if she enters an IVA. As far as I know, except in extreme cases where a second income is required to make a viable repayment, only Payplan combines incomes to make up the repayment amount -- or at least they used to.
Posts: 77
by Pigger479 » Sat Jan 12, 2019 12:17 pm
When I did my review last year it had to all go into one pot so to speak and my payment was taken out of that so if that’s the case I will be having a word with them
Posts: 77
by Pigger479 » Sat Jan 12, 2019 12:19 pm
I’m not happy with them as it is really... they just don’t seem to understand how my payment structure In my employers works and they are just taking a look at my whole earnings rather than what my basic pay is
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