Payday loans while in an IVA

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kallis3

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Post by kallis3 » Mon Jul 30, 2018 4:23 pm
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Unlikely they will come to your home.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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garfield021

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Post by garfield021 » Mon Jul 30, 2018 6:27 pm
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So how they make sure what value items You have?
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kallis3

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Post by kallis3 » Mon Jul 30, 2018 6:32 pm
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Do you have any valuable items?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Mon Jul 30, 2018 6:35 pm
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https://www.citizensadvice.org.uk/debt- ... ankruptcy/
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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kallis3

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Post by kallis3 » Mon Jul 30, 2018 6:44 pm
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You will have to do what the OR asks.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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garfield021

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Post by garfield021 » Mon Jul 30, 2018 6:48 pm
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What does mean valuable items? Mobiles phones tv?
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kallis3

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Post by kallis3 » Mon Jul 30, 2018 6:53 pm
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Doubtful - most of us have mobiles and tvs.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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garfield021

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Post by garfield021 » Mon Jul 30, 2018 6:55 pm
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So what You mean by valuable items? Can You give some examples?
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Foggy

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Post by Foggy » Mon Jul 30, 2018 6:57 pm
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garfield021 wrote:
So what You mean by valuable items? Can You give some examples?
Cars, motor bikes, antiques, expensive cameras, jewellry
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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garfield021

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Post by garfield021 » Mon Jul 30, 2018 6:58 pm
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I just have car worth 1500pounds and its using to work ... so in this case they will take anyway?
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Foggy

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Post by Foggy » Mon Jul 30, 2018 7:21 pm
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garfield021 wrote:
I just have car worth 1500pounds and its using to work ... so in this case they will take anyway?
Probably not.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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garfield021

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Post by garfield021 » Mon Jul 30, 2018 7:35 pm
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Ok so I have question about house ... because when become bankrupcy I have to sell house ... what about if I will stop paying and rent house somewhere else?
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Foggy

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Post by Foggy » Mon Jul 30, 2018 7:44 pm
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garfield021 wrote:
Ok so I have question about house ... because when become bankrupcy I have to sell house ... what about if I will stop paying and rent house somewhere else?
Why ?? What will you gain, apart from another debt ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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garfield021

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Post by garfield021 » Mon Jul 30, 2018 7:49 pm
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But what is point to pay for mortgage if I have to sell it?
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Foggy

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Post by Foggy » Mon Jul 30, 2018 8:01 pm
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garfield021 wrote:
But what is point to pay for mortgage if I have to sell it?
You might not have to sell it. Then you will be homeless. Renting somewhere will need a credit check, which you will fail. It would also require a deposit and rent in advance, which you haven't got
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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