Not long into our IVA we were transferred from Melanie Giles to Creditfix, I have no idea why this happened but I assumed I would still be paying the same total sum that was previously stated.
Each year we filled out our I&E forms and each year our monthly payments increased.
Our IVA should have finished in Sept 2018 but we had 3 payment breaks over the course of 6 years, so my last payment will be in Dec 2018, and I have worked out that since our IVA started we have paid in over £49.000, plus we had a PPI refund of just over £7.000 and after the fees were taken there was over £4.000 which went towards my IVA.
So as you can see from the figures above, we will have paid approximately £53.000 when it ends in December, does this seem odd to you considering the original debt plus IP fees was £44.325
Also, according to Clearscore I have no IVA's/insolvencies on my account?
Many thanks for your time and I look forward to your reply
Clearscore shows IVAs and the like in the summary page, rather than under court information like the others do and, to be honest the free reports aren't always up to date or accurate.
Who is onlineUsers browsing this forum: No registered users and 22 guests
Ask the IVA Experts a QuestionSimply complete form and you will get an answer from our IVA Experts (multiple replies within an hour *)
* Any use of this forum is conditional on you having read and agreed to our terms and conditions.
* If you enter your phone number, IVA.com Group Limited will give you a courtesy call to ensure that your question has been answered.
* The question will be posted on our forum, we will email you the location