Paying off an IVA and remortgaging

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Post by mat » Fri Jun 08, 2018 3:50 pm

My wife has aprox 7k left on IVA, If we pay the IVA off, are we able to transfer the house to my name , enabling us to re-mortgage

thank you for your advise !


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Post by Ryan » Fri Jun 08, 2018 4:11 pm
Hi Mat,

It's unlikely you'd be able to take your wife's name off the Mortgage unless she was moving out of the property. Its all to do with obtaining vacant possession and in our experience most/all Lenders aren't willing to do so as down the line it could lead to issues for them if they were looking to take possession of the property (I'm not saying they would but thats the reason they won't do this).

Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

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