I’m currently in 6 years down and another 6 months to go on an IVA. A family friend has offered to pay the remaining off, I pay £161 per month so what should I offer as my final offer. Any does anyone have an example of a letter I can send to the company.
To be honest, I wouldn't bother now. By the time you have put your offer in and the meeting goes ahead it would almost be finished anyway. Just let it run its course now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I doubt they would accept anything less than the full amount left due and, even then, due to the time scales, I doubt thet your IP would even consider putting it forward, bearing in mind that it could take 3 months to the meeting and cost an extra £300 or so in fees.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk