Does anyone know how long of a payement break you can take? I have already had a two month payment break but may need to take another month or two due to a pending vet bill. any advise?
They are the discretion of your IP and are added to the end of your IVA - have a chat with them, explain to them - it may be more cost effective in long run to get pet insurance with a monthly outgoing for any new "illnesses" so that you are covered in your iva period.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
The maximum number of breaks are sometimes limited by the terms of your proposal, but are still negotiable with your IP, who has discretion to deal. Have a word with your provider.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
