hey all,i have been in an iva for nearly a year now and am coming up to my first review.my income has decreased a little and my gas/elect has gone up.this leaves me around £170 per month worse off.i can cope fine my reducing my outgoings (sky tv,mobile phone etc)and shopping at the right places.my question is if i can maintain my payments to iva will i be ok? or will my iva fail on my I/E?
Make sure you put all your current I&E down, it may be that you can have a reduction. You do need to put down everything that you spend.
Don't leave yourself short - you should be able to live and not just exist.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk