This company is still sending out default notices in my account despite my Iva was completed in April 2017. Does anyone know how to contact them as nothing came up when I googled
What do you mean by sending out default notices ? Are you getting them through the piost ? They should have contact details on them ... what date was the default ? Your IP should have a contact.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
It's on my credit file. I've checked with creditfix and they were paid once the Iva was settled last April.
Creditfix said to google them to find their contact details, but the only thing on Google is about default notices with this company!
Nicpel wrote:It's on my credit file. I've checked with creditfix and they were paid once the Iva was settled last April.
Creditfix said to google them to find their contact details, but the only thing on Google is about default notices with this company!
Ah right ---- what is the date of the default ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I have finally got through to someone at creditfix who have re-issued my creditor report to both the Pco holdco company & to Noddle, so hopefully the default will be removed.
It's been on my file each month since 2017, despite the IVA having been completed in April 2017.
Ryan wrote:When did the IVA begin as the defaults will show for 6 years from the start date?
Regards
December 2013 but they are the only creditor to show as defaults.
Provided the default date is the same as the IVA start date, as it should be, the default will continue to show until December 2019. Lenders do not have to report defaults to the agencies -- they might be reporting to another agency or not reporting at all -- have you checked all three ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Also if you have moved since the IVA began you need to include all your addresses in your personal information on the credit reports going back to the start date of the IVA - if you don't provide the address the IVA was recorded against the defaults won't always appear on the credit reports.
Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre
IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?
