Personal Injury Claim

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thomowolf1971

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Post by thomowolf1971 » Sun Apr 24, 2011 7:20 pm
Hi,
I'm looking for advice on my personal injury claim. I was injured at work 18 months ago. I wont bore you with the details and to cut a long story short, i am due £4000 for pain and suffering. I only started my IVA in february this year and wondered if i had to declare it to my Case officer?. Our house is in dire need of re decorating and several major appliances need replacing. Our 3 year old daughter also needs to move into her own bedroom. I have heard that you have to pay any windfall into your IVA, but is this classed as a windfall?. I cant seem to find anything in my IVA proposal to clarify the situation. I am with payplan, who my creditors recommended to me.

Any help and advice would be very much appreciated.

Thanks in advance.
 
 

kallis3

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Post by kallis3 » Sun Apr 24, 2011 7:24 pm
Hi and welcome.

I think it depends on what your claim is for but you do need to run it past your IP.

It may be classed as a windfall but your IP csn help you with this.
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Shining

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Post by Shining » Sun Apr 24, 2011 7:26 pm
Hi and welcome to the forum from myself. I would do as Kallis suggests and run this by your IP as they will be able to give you a definitive answer x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

thomowolf1971

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Post by thomowolf1971 » Sun Apr 24, 2011 9:22 pm
Hi there,

Thanks for your quick response. I have e mailed my case officer. I think that is my IP?. I await her reply, but being a bank holiday i probably wont hear anything till tuesday at the earliest. I hope we get to keep at least some of it because we desperatly need some house maintenance. In regards to the accident, i had a plate of steel fall from a crane above. I was knocked unconcious and for several months i was vomiting with headaches and nausea. I only had sick pay for one week, so the majority,(if not all) of the claim was for the pain and suffering. Thanks again for your input guys.
 
 

Shining

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Post by Shining » Sun Apr 24, 2011 9:28 pm
I hope that you can retain some of the monies due to be received as you do deserve it after the accident. Fingers crossed here x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

thomowolf1971

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Post by thomowolf1971 » Sun Apr 24, 2011 9:34 pm
Thanks Lesley, Much appreciated. I hope so too cuz i think the mrs has spent most of it in her mind already!!. I told her not to keep her hopes up though because i have a bad feeling they will take it all!!...Like you say, Fingers crossed!!.
 
 

Foggy

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Post by Foggy » Wed Jun 19, 2013 8:19 am
Hello William, and welcome. Could you please remove the link from your signature ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Skippy

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Post by Skippy » Wed Jun 19, 2013 9:29 am
Looking at the link I think William could be a spammer Foggy!
 
 

Foggy

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Post by Foggy » Wed Jun 19, 2013 11:42 am
I think so too, Skippy -- just wanted to give him a chance before deleting the post entirely.

Edit: No response from "William" so I have deleted the post entirely to remove the live links.
Last edited by Foggy on Wed Jun 19, 2013 1:26 pm, edited 1 time in total.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Wed Jun 19, 2013 1:58 pm
Thanks Foggy. I wouldn't have thought someone who presumably works for a PPI company would venture in here with all the posts about PPI at the moment!
 
 

Foggy

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Post by Foggy » Wed Jun 19, 2013 2:46 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Skippy

Thanks Foggy. I wouldn't have thought someone who presumably works for a PPI company would venture in here with all the posts about PPI at the moment!
..........would be interesting though [B)]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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MelanieGiles

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Post by MelanieGiles » Wed Jun 19, 2013 9:23 pm
They would all be welcome - it would save me having to continually post the same things about PPI mis-selling claims!
Regards, Melanie Giles, Insolvency Practitioner
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