Post IVA - Bank Account Upgrade

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Hufflepuff

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Post by Hufflepuff » Fri Jun 08, 2018 5:18 pm
Just wanted to share and give others hope for post IVA.

I’ve had a basic account with Nationwide for about 10 years, first when I started a DMP and then throughout my IVA. The account has served me very well.

My IVA finished in March 2018 and dropped off the CRA’s in April 2018. I haven’t done anything to try and re-build my credit rating and at the moment is a low/poor score with all agencies.

A couple of days ago I had an email from NW offering me an account upgrade and I now have a ‘proper’ bank account for the first time in years.

After 3 months I will be eligible for one of their credit cards so I just wanted to give other people who are still in their IVA’s a bit of hope.

Huff

Foggy

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Post by Foggy » Fri Jun 08, 2018 5:22 pm
Great news, Huff ---- "normality" is on the doorstep !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kallis3

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Post by kallis3 » Fri Jun 08, 2018 7:07 pm
Ours was upgraded as well. Plus a chequebook and credit card!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Smiler2002

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Post by Smiler2002 » Sat Jun 09, 2018 10:07 am
Wow that’s great, we are also with nationwide with a basic account and completed our IVA 4 weeks ago I hope I get the same email from them

kallis3

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Post by kallis3 » Sat Jun 09, 2018 11:05 am
We waited until our IVA had dropped off and went into our branch and it was sorted straight away.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Smiler2002

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Post by Smiler2002 » Sat Jun 09, 2018 12:01 pm
I thought I’d do the same, do you know usually how long it takes for the IVA to be removed from your credit file? Is this something we should chase or does it usually just happen ?

Foggy

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Post by Foggy » Sat Jun 09, 2018 12:15 pm
Smiler2002 wrote:
I thought I’d do the same, do you know usually how long it takes for the IVA to be removed from your credit file? Is this something we should chase or does it usually just happen ?
Have a read here -- it should go like clockwork, but sometimes needs a nudge..... https://www.iva.co.uk/what-does-an-iva- ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Smiler2002

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Post by Smiler2002 » Sat Jun 09, 2018 12:28 pm
Thanks that’s really helpful
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