Originally I looked at the Park saving scheme for Christmas but decided I didn't want the commitment of a regular monthly amount.
With the Post Office Scheme you can pay in as and when with a minimum deposit of £5, so paying in the extra few quid at the end of the week is doable.
And the best bit is you can't have the money until 1 November.
I will be joining tomorrow!
The alternative is you go into a Post Office and have the money saved converted into One4all gift vouchers that can be used in thousands of stores.
I'm opening the postal one as we don't have a branch nearby.
I haven't told Dave that the only way you can get at the money before December is by order of the court or death - luckily I won't be putting enough in to make it worth his while!
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