I put the complaint in via there call centre this morning and I have just had a phone call to go through my review the adviser is drafting my proposal this afternoon and my variation should be booked he said for hopefully the end of June I’m so pleased and relieved and can’t express how much of a weight has been lifted from me
So fingers crossed they will accept my offer and will all be finally over
Thank you so so much for your help advice and support
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Offer accepted So happy!!!! Cannot begin to describe the relief 🥲
I made the payment today once my parents sent me the money and debt movement have explained to me that there is a 28 day cooling off period before they can begin to process any admin, is this normal?
They have also said that the completion certificate can take 3-6 months to process, which is fine, although hoping will be a lot quicker. Going to call them tomorrow to ensure that my payment has been received. Do you think they will need any up to date payslips and bank statements as my original docs sent were so long ago they will be way beyond the 6 month mark by the time they process? I sent Jan - March originally.
Not sure on the cooling off period, but, in line with most contracts signed off premises, I imagine one would apply, although 28 days seems overly long.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I tend to agree, 28 days does seem pretty excessive, 14 days is generally standard with any cooling off period and in my opinion more than adequate but
Someone on here posted that they had their offer agreed on the 25th Jan this year and received their cc on the 11th March. I’m with the same company Jarvis/debt movement, hopefully they can be as efficient with mine but going by my current experience with them I won’t hold my breathe
I’m just over the moon that it’s all been accepted and very thankful of that.
Also so so thankful for this forum and all the advice and help everyone has provided. I couldn’t have done it without you, thank you
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Michelle0311, Congratulations!
we are pleased to hear that your final offer has now been accepted. Just to provide some context, our 28-day cooling off period is to allow your creditors some time to come back to us should they have any further queries. However, its rare that they do.
We understand how 28 days may feel like a lengthy timeframe but that is the procedure we have in place.
Should you ever need to reach us, We are here. https://debtmovement.co.uk/contact-us
Many thanks,
The Debt Movement Team.
Yes thank you Kelly, I thought the 28 days was in case I changed my mind. I hope they don’t change their minds as the money I have given is my mum and dads that they have given for the sole purpose of clearing it. I take it if my creditors did change their minds those funds would come back?
Also Kelly do you know if I need to send further bank statements and payslips for the closure of my case? As my statements will be over 6 months ago soon?
I can confirm that your funds would be paid back to you, as we would have no reason to keep it. However, it is unlikely that your creditors would come back and reject an offer they already accepted in the Meeting of Creditors (MOC).
You do not need to send us any further information. Once you make your Lump Sum payment, your case goes into the closure process which can take approximately 3 to 6 months to complete.
they will accept my offer and will all be finally over 
So happy!!!! Cannot begin to describe the relief 🥲 
