Hello, I made my last payment on 26th April so hopefully completion certificate will be with me soon. However, I have checked credit scores on a couple of sites and they show no credit defaults and say I have a good score. IVA started February 2013 with a couple of months added due to short payment breaks? Can this be correct?
Thanks in advance.
Check all credit records as some agencies are different to others. Sounds as though you are ok though.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
The defaults, if all were dated correctly, should have fallen off the reports as they only appear for 6 years. The IVA should still be showing though if you haven't yet had your Completion Certificate.
Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre
IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?
