Mrs_Brown wrote:I upgraded with Vodafone pre IVA, but wihh a shocking bad credit score so as an existing customer I don't know if they checked my credit score. May be stuck with them for the foreseeable now too, lol. I am wary around companies like O2 who have a bill made up of 2 parts, 1 being the loan for the phone and the other being your airtime tariff. I think I have asked about this before. The very specific word loan worries me I might jeopardise my IVA and be in breach if I went to a company who contract their phones like that.
They all do loan the phone as a "loan" and give airtime seperately --- it is just that a very few actually admit it and show it in the bills -- this is because many firms have been getting away with the customer making payments towards a handset long after they have actually paid for it ! Possibly the next "PPI" !
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