RBS

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Foggy

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Post by Foggy » Sat Aug 11, 2018 9:04 am
It does annoy me that RBS continue to shirk their responsibilities toward their illegal PPI practices, by illegally offsetting refunds against former IVA protected debts. I think IP's, or the industry as a whole, should be having a conversation with the Ombudsman about this !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Sat Aug 11, 2018 9:22 am
Agree!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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recovering

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Post by recovering » Sat Aug 11, 2018 1:44 pm
Foggy wrote:
It does annoy me that RBS continue to shirk their responsibilities toward their illegal PPI practices, by illegally offsetting refunds against former IVA protected debts. I think IP's, or the industry as a whole, should be having a conversation with the Ombudsman about this !
If it is illegal they are showing some arrogance in putting it in writing they are doing it!!! Seriously they have not learnt anything from the whole scandal?
 

kallis3

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Post by kallis3 » Sat Aug 11, 2018 1:52 pm
RBS cannot offset against debts included in an IVA and they know this.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 

recovering

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Post by recovering » Sat Aug 11, 2018 2:07 pm
kallis3 wrote:
RBS cannot offset against debts included in an IVA and they know this.
But the letter states they will?
 

kallis3

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Post by kallis3 » Sat Aug 11, 2018 3:02 pm
It is illegal - they cannot do it as your IVA is now clear and they have been paid off.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 

Foggy

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Post by Foggy » Sat Aug 11, 2018 3:27 pm
RBS routinely do this knowing that you, as an IVA survivor, will not have the means or, probably, the will to challenge it. In any event, it is the creditors and IP's who are missing out and they should be fighting this particular battle.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
 

recovering

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Post by recovering » Sat Aug 11, 2018 5:21 pm
I am pretty shocked they aren’t! It does make me wonder whether their can’t be a**ed attitude will extend to the cheque I have? :D
 

kallis3

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Post by kallis3 » Sat Aug 11, 2018 6:11 pm
Speak to your IP on Monday.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 

recovering

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Post by recovering » Sat Aug 11, 2018 6:22 pm
kallis3 wrote:
Speak to your IP on Monday.
I am going to wait until the letter from RBS arrives... plus it is creditfix so ai won’t be able to get someone to answer the phone let alone speak to my IP :D :D
 

kallis3

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Post by kallis3 » Sat Aug 11, 2018 9:28 pm
Keep pestering CF! RBS can do nothing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 

recovering

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Post by recovering » Sun Aug 12, 2018 8:50 am
kallis3 wrote:
Keep pestering CF! RBS can do nothing.
I am not going to be fighting RBS about what they are doing as far as I can see that is CF’s job. I will wait and see if this explanation letter from RBS that is apparently coming says This cheque is really mine and if so whether they have cleared this with CF ( they sent the actual comp money to CF in July ) and go from there
 

kallis3

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Post by kallis3 » Sun Aug 12, 2018 9:55 am
It's not even down to CF really - just ignore RBS - you are covered.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 

Lisa Thomas

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Post by Lisa Thomas » Mon Aug 13, 2018 8:49 am
You need to ask your IP for confirmation they have no interest in the refund.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 

recovering

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Post by recovering » Mon Aug 13, 2018 5:27 pm
Hi Lisa, yes I will I am am just waiting for this letter of “ explanation “ from RBS first
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