refreshing to find somewhere

Get expert opinion. This is the place for new questions to be posted.
7 posts Page 1 of 1
Post Reply
 
 

shrewdster

User avatar
Posts: 2
Joined: Sun Jul 18, 2010 7:18 pm
Location: United Kingdom
Post by shrewdster » Sun Jul 18, 2010 10:23 pm
Quote
refreshing to find somewhere where others are in the same situation as myself. Im 7 months into my IVA.

I also received a letter from IVA checkline in dorset, so did my homework and found this site.

As yet my IVA havent increased my payments, should i be expecting any coresspondence from them?
Top
 
 

New start

User avatar
Posts: 96
Joined: Thu Jun 10, 2010 8:25 pm
Location:
Post by New start » Sun Jul 18, 2010 10:42 pm
Quote
Hi

Just wanted to say hello. I have only recently found the site and we are in the middle of applying for an iva.

I have had such support since finding the site, there are great people on there who know all there is to know.

N
Top
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:
Post by Adam Davies » Sun Jul 18, 2010 11:06 pm
Quote
Hi
You will have an annual review and payments will only increase if your disposable income increases. Most peoples income goes up hand in hand with their expenditure so the disposable income stays the same and hence their IVA payments
Regards
Andam Davies
Top
 
 

Tina Shortland

User avatar
Posts: 2950
Joined: Tue Jan 05, 2010 11:30 am
Location:
Post by Tina Shortland » Mon Jul 19, 2010 9:51 am
Quote
Welcome to forum Shrewdster - we look forward to hearing your IVA journey goes and any hints or tips you want to share with our other posters along the way!

Regards,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
Top
 
 

plasticdaft

User avatar
Forum Expert
Posts: 9562
Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom
Post by plasticdaft » Mon Jul 19, 2010 9:59 am
Quote
Welcome along shrewdster. This place could be the single most useful place ever during an insolvency.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Top
 
 

shrewdster

User avatar
Posts: 2
Joined: Sun Jul 18, 2010 7:18 pm
Location: United Kingdom
Post by shrewdster » Tue Jul 27, 2010 7:12 pm
Quote
Thankyou for ALL your replies..sorry i didnt reply sooner, just been on my 1st holiday away for 3 years due to financial difficulties, my reward for saving hard.

I do have one concern because i had a £3000 salary increase about 3 months into my IVA (shift allowance) should I tell them now or wait til the review?
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Tue Jul 27, 2010 8:37 pm
Quote
Hi and welcome to the forum from myself too. I would tell your IP now about your pay increase and let them deal with it accordingly.

I always think if you tell your IP everything up front there can be no little surprises at review times. I send in any uplift payments and payslips etc., quarterly and that works well for me x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
Post Reply
7 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”