The majority of equity, if released, belongs to your creditors and will not be available for a court battle --- which brings another question ... your late mother's estate: If you have inherited or are in line to inherit anything, that, itself, could also be dragged into your IVA as a windfall.
You could put together a full and final offer on basis of voluntarily selling house and using funds equal to the remaining payments of c£3.4k to finish IVA early or get a third party gift to do something similar.
If you use third party funds to finish early with a view to you need to bear in mind that you credit rating will still be shot until the 6 year mark passes.
Who is onlineUsers browsing this forum: No registered users and 23 guests
Ask the IVA Experts a QuestionSimply complete form and you will get an answer from our IVA Experts (multiple replies within an hour *)
* Any use of this forum is conditional on you having read and agreed to our terms and conditions.
* If you enter your phone number, IVA.com Group Limited will give you a courtesy call to ensure that your question has been answered.
* The question will be posted on our forum, we will email you the location