Remortgage after a lump sum?

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Post by owen134 » Sat Nov 02, 2019 8:22 pm
Just Completed my Iva 3 years early thanks to a lump sum - but my question is - I k ow it stays on my credit file for 6 year but would any banks look at me for a remortgage or will I just have to wait


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Post by Foggy » Sat Nov 02, 2019 8:52 pm
I doubt you will get much joy until the 6 years is up, but might be worth chatting to Ryan or Shaun, who are both whole of market brokers with extensive experience of the adverse credit market. Their details can be found on the drop down "Quick link" --- then click on "The Team" (top left).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014


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Post by Ryan » Mon Nov 04, 2019 11:24 am
Hi owen134,
There are lenders who will look at offering a mortgage when the IVA still shows on your credit file, but as it is so recent, they will charge you higher rates than normal.
If you are looking to raise some further funds then this may be worth looking at, but if it was to try an get a lower rate, then probably not worth looking into. Happy to go in to more details if you wish to get in contact directly at the website in my signature below.
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

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