Removing a restriction

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jonathan427

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Post by jonathan427 » Sat Mar 20, 2021 3:34 pm
Hi all,

I hope you're all ok and keeping safe. So I contacted a solicitor to look in to this matter for me and they stated that it would be around £1800 to complete. So I tried to complete it myself and filled in the RX3 form and sent this off. I got a reply stating that I needed to provide evidence to have the restriction removed. As this was 2007 and I have zero paperwork or evidence to provide I am now completely stuck and no idea what to do. What they have said is

Panel 9 of your application in form RX3 does not contain sufficient evidence for the restriction to be cancelled. Please state the nature of the interest protected by the restriction and explain how this has come to an end so that it is clear why the restriction is no longer required. Please lodge evidence to support the end of the interest.

As I don't have the funds to ask a solicitor to represent me in this and I don't have any evidence to support my application I was hoping, wondering, praying that somebody on here might be able to help me out at all.

Thanks in advance.

WallE

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Post by WallE » Sat Mar 20, 2021 3:40 pm
Did you ever contact IVA Trusts at Aperture? I can 100% guarantee it wouldn't cost you a penny, and you won't have to muck about with evidence and RX3s etc. As your IVA failed, your former IP has no financial interest, bar perhaps ppi etc.
I work for one of the UK's biggest Insolvency Practitioners. All posts I make are my own thoughts and/or opinion and are not the views of my employer. None of my posts constitute legal advice and should not be taken as such.

jonathan427

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Post by jonathan427 » Sat Mar 20, 2021 4:39 pm
So if I contact IVA Apperture and explain to them what happened they would remove the restriction?

kallis3

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Post by kallis3 » Sat Mar 20, 2021 4:48 pm
Contact
iva trusts@aperture

They should be able to help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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WallE

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Post by WallE » Sat Mar 20, 2021 5:45 pm
Sat Mar 20, 2021 4:39 pmjonathan427 wrote:
So if I contact IVA Apperture and explain to them what happened they would remove the restriction?
Yes.

ivatrusts@aperture.uk.com

Mention your name, your reference number if you remember it, your DOB and the property address, and explain the situation.

Current land reg timescales are 2-3 weeks to remove restrictions
I work for one of the UK's biggest Insolvency Practitioners. All posts I make are my own thoughts and/or opinion and are not the views of my employer. None of my posts constitute legal advice and should not be taken as such.

jonathan427

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Post by jonathan427 » Sat Mar 20, 2021 6:16 pm
OK thank you I will contact them. I am still a little confused as to why they would help me and it wouldn't cost me anything, when a solicitor was trying to charge me £1800 and the Land Registry wont remove it unless I provide supporting evidence. Is it really as simple as emailing aperture and asking them to remove it? wouldn't they need to go through the Land Registry to have this removed?

Again thanks in advance.

Foggy

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Post by Foggy » Sat Mar 20, 2021 6:28 pm
The £1800 is the solicitors fee --- they don't pay LR either ! Some practitioners of the law aren't above a little highway robbery !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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jonathan427

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Post by jonathan427 » Sat Mar 20, 2021 6:34 pm
Yes I sent off the RX3 form myself as there is no cost but they sent me an email asking for proof and paperwork Foggy but I don't have anything to prove anything. So I feel its unlikely they will remove it for me. I was shocked at the solicitor as they quoted me £150 then when it was already to be sent they said because of covid and your situation its now £1800. I was devasted and now back to square one. Hoping that aperture is litgit and able to help.

kallis3

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Post by kallis3 » Sat Mar 20, 2021 6:39 pm
Aperture are legit and should be able to help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

WallE

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Post by WallE » Sat Mar 20, 2021 8:02 pm
Please please please stop panicking and listen to what you're being advised. I work for an IP/IVA company, so do have an understanding of this process.

Aperture will fill in an RX4 form which will go to Land Reg, and it'll include copies of their authority to remove the restriction.

It will not cost you a penny, as it should have been done when the IVA failed - it'll normally take 2-3 weeks to remove it but that might be delayed by covid; land reg are super busy at the moment.

Please stop worrying and contact Aperture via ivatrusts@aperture.uk.com
I work for one of the UK's biggest Insolvency Practitioners. All posts I make are my own thoughts and/or opinion and are not the views of my employer. None of my posts constitute legal advice and should not be taken as such.

jonathan427

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Post by jonathan427 » Sat Mar 20, 2021 9:44 pm
Thank you. I have emailed them. Forgive me for being sceptical and given my past history with things I don’t understand why a company would help for no benefit. I really do appreciate your advice and I have contacted them. I will let you know how I get on.

jonathan427

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Post by jonathan427 » Sun Mar 21, 2021 10:19 am
Has Aperture been taken over by Debt Movement? Does anyone know.

Foggy

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Post by Foggy » Sun Mar 21, 2021 10:27 am
Sun Mar 21, 2021 10:19 amjonathan427 wrote:
Has Aperture been taken over by Debt Movement? Does anyone know.
Aperture has not been taken over but has passed its live IVA caseload to Jarvis and, since then, Jarvis changed it's name to Debt Movement.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

jonathan427

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Post by jonathan427 » Sun Mar 21, 2021 5:05 pm
WallE given what Foggy has said do you still recommend I communicate with Aperture? Can anyone explain why Aperture would help me remove the restriction with me not being able to provide any supporting evidence. The Land Registry won’t do it and a solicitor wants £1800. I just don’t understand why they would want to help and at no cost so no financial interests.

WallE

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Post by WallE » Sun Mar 21, 2021 8:25 pm
Sun Mar 21, 2021 5:05 pmjonathan427 wrote:
WallE given what Foggy has said do you still recommend I communicate with Aperture? Can anyone explain why Aperture would help me remove the restriction with me not being able to provide any supporting evidence. The Land Registry won’t do it and a solicitor wants £1800. I just don’t understand why they would want to help and at no cost so no financial interests.
Yes, I do.

Aperture have no interest in the restriction and will remove it. Land reg are just covering their backs, and the solicitor is just trying to get their pound of flesh. It doesn't cost Aperture anything bar a land reg search to do it, and they won't charge you as it should have been removed at the time. Aperture will hold the authority to remove it, and the court orders dealing with change of IP etc to provide as evidence. You have nothing to lose, everything to gain.

Foggy, is there any way of sending someone a private message on this forum?
I work for one of the UK's biggest Insolvency Practitioners. All posts I make are my own thoughts and/or opinion and are not the views of my employer. None of my posts constitute legal advice and should not be taken as such.
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