If yes, have you checked the small print re if in a debt solution whether it be an iva or bankruptcy what happens. I know that thay Blackhorse like to be kept informed if circumstances change.
How far in arrears are you ? Have you asked for a payment break on your iva to allow for missed payments to be paid ?
Have you had a full review of income and expenditure ? If affordability is tte issue then your budget needs to be reviewed.
Ultimately if you are in arrears and cannot negotiate a repayment plan with them then they will reposess the vehicle. They are quite a 'tough' company to deal with with little wriggle room.
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