I have mentioned this before ... Please be aware any posts that re-open old threads for no useful purpose will be deleted. We are doing this to keep the board current with relevant posts, rather than resurrecting old posts where the problem has long since been dealt with.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk